Health Solutions
The goal is to determine the best solution for your situation, based on your needs, budget and state in life. We keep it simple and present 3 choices, from the essentials to the more comprehensive option.Financial Bankruptcy has a high percentage due to Medical Bills. Our job is to protect your finances as best as possible but more importantly the services for your health.
Featuring Kaiser Permanente - Highest Rated Health Plan by Members.
Health Plan
The health plan is the core insurance coverage that takes care of you and your family. Understanding where you are with your personal finances and health, we can figure out which Covered CA plan works best for your situation.Remember, your income and how many family members getting coverage, are used to calculate how much subsidy (savings) you are eligible for to apply towards the monthly premium.
Health + Dental + Vision
You have options to add Dental and Vision plans. Dental and vision are the second most requested plans after the health plan, of course. It makes sense, healthy teeth and vision is a part of good health.Also, at this time, Covered CA provides unlimited max benefits for the Dental HMO plans. Children are covered in the Covered CA Plans.
Health + Dental/Vision + Ancillary
The Ancillary (supplemental) Plans are designed to take care of the gaps in health insurance. The part of the expenses not covered by your health plan. Health insurance plans do not cover 100% of the costs.Each plan has a Maximum Out of Pocket (MOOP) costs per plan for the year. These out of pocket costs include: deductibles, Coinsurance and Copays.The MOOP is your financial obligation, your portion of the healthcare expenses for the year.An ancillary plan can help cover these costs.
We offer highly rated and affordable ancillary plans like Hospital Indemnity, Critical Illness and Accident. We'll cover it in our consultation and see if it makes sense for your situation.